Providence Health Plan Is Ending — Here's What You Need to Know
Providence Health Plan announced it will exit most of its insurance lines at the end of 2026. Here's what changes, what doesn't, and what Medicare, ACA, and employer plan members should do next
Medicare and Employment: What Happens to Your Coverage When You Retire
The transition from employer-sponsored health coverage to Medicare is one of the most important insurance decisions you'll make. Getting the timing right protects you from penalties and coverage gaps.
Cigna Is Leaving the ACA Marketplace—Here's What You Need to Know
Cigna announced in April 2026 that it will exit the individual health insurance marketplace at the end of the year, affecting 369,000 members across 11 states. If you have a Cigna ACA plan, you'll need to select new coverage before January 1, 2027. But here's the reassuring part: your coverage is fine through the end of this year, open enrollment doesn't start until November, and you have clear options. This guide walks you through your timeline, how to compare plans, what to watch for if you're in active treatment, and who can help. You have time—and you don't have to do this alone.
ACA Metal Tiers Explained: Bronze, Silver, Gold, and Platinum Plans
Bronze, Silver, Gold, and Platinum—ACA plan metal tiers aren't about quality, they're about how you and your insurer split costs. Understanding what each tier means helps you choose a plan that fits both your health needs and budget.
What Original Medicare Covers (and Doesn't Cover) at the Hospital
A hospital stay can be financially significant even with Medicare coverage. Understanding what Original Medicare covers—and what you'll owe out of pocket—helps you plan ahead and avoid surprises.