Medicare Planning & Guidance
Navigate Original Medicare, Medicare Advantage, and Supplement plans with confidence. No confusion, no pressure - just clear guidance.
Turning 65 should be exciting. Instead, Medicare makes it overwhelming.
You're bombarded with TV commercials promising everything. You receive dozens of calls from agents you've never met. You're trying to decode confusing terminology like "Part A," "Part B," "Medigap," and "MAPD." Or maybe you weren’t expecting to need medicare so soon- but you find yourself without employer coverage and navigating the maze of Medicare.
Here's what you need: someone who actually understands how Medicare works, can explain it clearly, and will help you make the right decision for your specific situation.
That's where I come in.
Who I help
You might be:
Turning 65 and enrolling in Medicare for the first time
Currently on Medicare but confused about your coverage
Helping aging parents understand their options
Losing employer coverage unexpectedly
Wondering if you should change plans during Annual Enrollment
Whatever your situation, I'll help you understand your options and avoid costly mistakes.
Medicare Mistakes I Help You Avoid
❌ Missing initial enrollment deadlines (leading to lifetime penalties)
✓ I'll help you understand your enrollment windows and avoid penalties
❌ Choosing based on TV commercials instead of your actual needs
✓ We'll evaluate plans based on your specific situation, not marketing
❌ Not checking if your doctors are in-network before enrolling
✓ We'll verify network participation before you make any commitment
❌ Overlooking prescription drug coverage differences
✓ We'll run your medications through each plan's formulary to compare real costs
❌ Being talked into plans by high-pressure sales tactics
✓ No pressure here. Just education and time to make the right decision
❌ Staying in the wrong plan year after year out of inertia
✓ I'll review your coverage annually and suggest changes when they make sense
How I Help You Navigate Medicare
1. Education First Before we talk about specific plans, I'll make sure you understand the basics of how Medicare works and what your choices actually mean.
2. Personalized Analysis We'll review your specific situation:
Your doctors and whether they're in-network
Your prescription medications and costs
Your health status and expected usage
Your budget and coverage priorities
Your travel habits and geographic needs
3. Objective Comparison I'll show you options from multiple insurance carriers, explain the differences clearly, and help you understand the trade-offs of each choice.
4. Enrollment Support Once you're confident in your decision, I'll handle the paperwork and make enrollment easy.
5. Ongoing Partnership Your needs change. I'm here for questions throughout the year, help with claims, and review during Annual Enrollment Period.
What Working Together Looks Like
Your Free Consultation:
We'll spend 30-45 minutes discussing:
Your current coverage situation
Your healthcare needs and priorities
Your questions about Medicare
Timeline for when you need coverage
Next steps if you'd like to move forward