Employee Benefits Strategy for Growing Businesses

Attract and retain great people with competitive benefits. I bring Fortune 500 strategy to small businesses - without the enterprise complexity or cost.

You started your business to solve problems and serve customers - not to become a benefits administrator.

But as you grow, competitive benefits aren't optional anymore. They're essential for attracting talent, retaining your best people, and building a thriving workplace culture.

The challenge? Most small business owners feel overwhelmed by benefits decisions:

  • Plans are confusing and time-consuming to evaluate

  • Costs seem to rise every year

  • You're not sure if you're getting a good deal

  • Compliance requirements are intimidating

  • You worry about making a mistake that costs your team

Here's what you need: Strategic guidance from someone who understands benefits from the inside and can translate enterprise-level thinking to your growing business.

That's exactly what I do.

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Why Small Business Benefits Matter

Competitive benefits help you:

Attract Better Talent - Top candidates compare offers. Benefits are often the deciding factor.

Retain Your Best People - Employees stay longer when they feel cared for and have strong benefits.

Improve Productivity - Healthy employees with good coverage are more productive and take less time off.

Strengthen Culture - Benefits demonstrate you invest in your team's wellbeing.

Reduce Turnover Costs - Replacing employees costs 50-200% of their salary. Good benefits reduce turnover.

Gain Tax Advantages - Employer contributions are tax-deductible and benefits are often pre-tax for employees.

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Who I Help

You might be:

  • Offering employee benefits for the first time

  • Growing from 5 to 50 employees and need to scale benefits

  • Frustrated with your current broker or plan

  • Losing good people to companies with better benefits

  • Spending too much time managing benefits administration

  • Unsure if your current plan is competitive

  • Planning ahead for the 50-employee ACA threshold

Whether you have 3 employees or 50, I'll help you build a benefits strategy that supports your business goals.

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What Makes My Approach Different

I'm not your typical benefits broker.

Strategic Thinking I spent 10+ years managing multi-million dollar portfolios at major health plans. I bring that strategic mindset to your business - helping you think long-term about benefits as part of your overall business strategy.

Inside Knowledge I've been on the other side building these products. I understand how carriers price risk, how networks are structured, and where you have negotiating leverage.

Education Focus I don't just hand you plan documents. I'll educate you and your team so everyone understands their options and can make informed decisions.

Compliance Confidence With healthcare-specific regulatory expertise, I'll help you navigate ACA, COBRA, HIPAA, and other requirements without the stress.

Long-Term Partnership Benefits aren't "set it and forget it." I'm here year-round as your team grows and needs change.

Strategic Benefits Consulting

I help you:

  • Determine which benefits to offer based on your budget and goals

  • Design a competitive package that attracts and retains talent

  • Understand what your competitors are offering

  • Plan for growth and scaling benefits over time

  • Navigate ACA compliance requirements

  • Evaluate voluntary benefits and supplemental coverage options

Services for Small Businesses

Group Health Insurance

Finding the right plan for your team:

  • Multiple carrier quotes and plan comparisons

  • Network analysis (ensuring provider access for your team)

  • Cost projection and budgeting

  • Plan design consultation (deductibles, co-pays, coverage levels)

  • Renewal strategy and annual reviews

  • Employee communication and education support

Implementation & Administration Support

Making enrollment smooth:

  • Employee benefit education sessions

  • Enrollment support and coordination

  • New hire benefits orientation

  • Changes and updates throughout the year

  • Claims assistance for your team

  • Ongoing advisor support

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Beyond Health Insurance

Additional benefits I can help you explore:

  • Dental coverage

  • Vision coverage

  • Life insurance (group and voluntary)

  • Short-term and long-term disability

  • Supplemental insurance options

  • Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs)

Ready to Build a Competitive Benefits Strategy?

Let's start with a conversation about your business.

In our free consultation, we'll:

  • Understand your business goals and team needs

  • Review your current situation

  • Discuss budget and timeline

  • Explore what competitive benefits look like in your industry

  • Determine next steps if it makes sense to work together

No obligations. No high-pressure sales. Just strategic guidance.